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Cars are getting safer all the time. With the notable exception of some dangerous, defective vehicles, cars do a better job than ever of protecting passengers during a car accident. As a result, many car accidents result in nothing more than bruising and minor sprains.
Though painful and not to be ignored, these minor injuries do not require much medical care and do not result in significant medical expenses. Under Florida law, 80% of the expenses for this type of injury are covered by your own insurance, no matter who was responsible for the accident. Fault and negligence do not matter. All Florida vehicle owners must carry this type of insurance, commonly known as “PIP insurance” (which stands for Personal Injury Protection) or No-Fault Insurance.
But what if your injuries are serious? What if you require expensive, ongoing medical care that exceeds the limits of your car insurance policy? If your injuries result in an impairment of an important bodily function, you may be able to file a personal injury lawsuit to get compensation for your medical expenses as well as lost wages and pain, suffering, or disfigurement. This compensation can be obtained from the other driver's Bodily Injury Liability (BIL) insurance or other sources.
If you suffered serious injury during a car accident and your family is now threatened by growing medical bills, we can help. Please contact the Luhrsen Law Group today in Sarasota, Florida and Let Our Family Help Yours.